Ramp

Spending made smarter. From corporate cards to expense management, Ramp covers everything in between. Robust accounting automations and simple procurement processes create a seamless experience for spend management.

Get Started

Ramp Overview

What is Ramp?

Ramp is a corporate card and expense management platform designed to help businesses automate expenses, control spending, and optimize financial workflows. Unlike traditional business credit cards, Ramp provides AI-powered automation, real-time reporting, and cash-back rewards with no fees.

Why Use Ramp?

  • No Fees – No annual fees, foreign transaction fees, or interest charges.
  • 1.5% Unlimited Cash Back – Earn rewards on every purchase without category restrictions.
  • Automated Expense Management – AI-driven receipt matching and expense approvals.
  • Real-Time Spending Controls – Set limits, auto-block categories, and manage transactions instantly.
  • Seamless Accounting Integrations – Syncs with QuickBooks, Xero, NetSuite, and more.
  • Smart Savings Insights – AI-powered recommendations to cut unnecessary spending.

Core Ramp Features

1. Corporate Cards

  • Unlimited physical and virtual cards with custom spending limits.
  • Real-time transaction tracking and spending controls.
  • Category restrictions to block unauthorized purchases.

2. Automated Expense Management

  • AI-powered receipt matching with automatic categorization.
  • One-click expense approvals and policy enforcement.
  • Direct integrations with accounting software.

3. Accounts Payable & Vendor Payments

  • Schedule and automate ACH, check, and wire transfers.
  • Manage recurring subscriptions and vendor invoices.
  • Track approvals and prevent duplicate payments.

4. Accounting & ERP Integrations

  • Sync transactions with QuickBooks, Xero, NetSuite, Sage Intacct.
  • Automated categorization and reconciliation.
  • Custom accounting rules for more accurate financial reporting.

5. Real-Time Spend Insights

  • AI-powered analytics to identify unnecessary costs.
  • Forecast cash flow and spending trends with built-in reporting tools.

Who Uses Ramp?

Ramp is ideal for startups, SMBs, and growing businesses that want to eliminate manual expense tracking, optimize cash flow, and streamline financial operations without the complexity of traditional credit cards.

Ramp Verification Full Badge