Mercury
Mercury is building a banking stack for startups. We're using focused thinking and imaginative people to make something great.
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Mercury Bank Overview
What is Mercury Bank?
Mercury is a digital-first, FDIC-insured banking platform designed for startups and small businesses. It offers business checking, savings, payments, and treasury management without the fees and limitations of traditional banks. Mercury is known for its modern API integrations, cash management tools, and global-friendly features for growing companies.
Why Use Mercury?
- No Monthly Fees – No account maintenance fees, overdraft fees, or minimum balance requirements.
- Startup-Friendly Banking – Designed for tech startups, e-commerce, and online businesses.
- Seamless Payments – Supports ACH, wire transfers, check payments, and virtual debit cards.
- Multi-User Access – Easily manage team permissions for finance and accounting roles.
- Mercury Treasury – An automated cash management system for earning yield on idle cash.
- API & Integrations – Connects with Stripe, QuickBooks, Xero, and Zapier.
Core Mercury Features
1. Business Banking
- Free business checking and savings accounts.
- Virtual and physical debit cards with spending controls.
- No overdraft fees, wire fees, or hidden charges.
2. Payments & Transfers
- Domestic & international wire transfers (USD only).
- Free ACH payments to U.S. bank accounts.
- Check issuance directly from the Mercury platform.
3. Cash & Treasury Management
- Mercury Treasury offers low-risk yield on idle funds.
- Smart cash sweep across FDIC-insured partner banks.
4. API & Integrations
- Automate transactions, reconciliations, and financial workflows.
- Connect with accounting software (QuickBooks, Xero).
- Build custom payment solutions with the Mercury API.
5. Multi-User & Role-Based Access
- Assign roles (Admin, Bookkeeper, Read-Only).
- Approve transactions and monitor accounts securely.
Who Uses Mercury?
Mercury is ideal for startups, e-commerce brands, and remote businesses that need a flexible, digital-first banking experience without traditional banking hassles.
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Mercury
Mercury is building a banking stack for startups. We're using focused thinking and imaginative people to make something great.
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Our Services
Full Send Finance exists to elevate your data.
Outsourced Accounting
With a delightful blend of technology and human wizardry - we help establish your accounting ecosystem, clean up current ones, and manage them on an ongoing basis.
Financial Planning & Analysis
We provide beautiful financial reporting and dashboarding to help you have financial clarity within your business at any point in time.
Fractional & Technical Accounting
We are human experts in accounting. We love solving problems and providing our clients with some much needed confidence that a solution exists.
Data Automation
We take your manual data exports, uploads, and reformats and turn them into a steady stream of consistent data - wherever you need it.
Data Analytics
We take your dusty excel report or dashboard and turn it into a multi-dimensional tool that allows you to cut the data however you like.
Fractional Data
From data strategy and team education to one-off data architecture projects, we support your temporary projects as your needs evolve.
